Mr. Harshal Banait and Dr. Medha Kanetkar 2026. Evaluating the Effectiveness of Recent Reforms in India’s Life Insurance Sector: Regulatory, Financial, and Consumer Perspectives. Enterprise Development and Microfinance. 36, 2s (Apr. 2026), 234–243. DOI:https://doi.org/10.64149/edm.v36i2s.1223.