YADAV, ALOK KUMAR; CHOUDHURY, Dr. Shovona. From Digital Compliance to Financial Autonomy: Trust, Task Diversity, and Phygital Adoption in Microfinance. Enterprise Development and Microfinance, [S. l.], v. 36, n. 3, p. 38–65, 2026. DOI: 10.64149/edm.v36i3.1216. Disponível em: https://www.papjournals.com/index.php/edm/article/view/1216. Acesso em: 5 oct. 2026.