AL-HAMMAD , Faisel. Exploring Student Perceptions of Artificial Intelligence in Microfinance Marketing Systems: Impacts, Benefits, and Adoption Challenges. Enterprise Development and Microfinance, [S. l.], v. 36, n. 1, p. 252–274, 2026. Disponível em: https://www.papjournals.com/index.php/edm/article/view/669. Acesso em: 10 may. 2026.