Mayank Verma (2026) “Assessing the Role of Risk Tolerance and Investor Psychology in Mutual Fund Investment Decisions: An Empirical Study of Retail Investors in Uttarakhand”, Enterprise Development and Microfinance, 36(3s), pp. 817–831. Available at: https://www.papjournals.com/index.php/edm/article/view/987 (Accessed: 11 August 2026).